Meningkatkan Kesadaran Finansial: Penyuluhan Literasi Keuangan untuk Siswa SMA Upaya Mewujudkan Generasi Melek Finansial

Abstract

Peningkatan literasi keuangan di kalangan siswa sekolah menengah perlu dilakukan untuk mempersiapkan mereka menghadapi tantangan ekonomi masa depan. Kegiatan pengabdian di SMA Alhusna Kabupaten Bogor dilaksanakan selama tiga sesi dengan metode penyuluhan, praktek, tanya jawab, dan evaluasi. Materi inti meliputi literasi dasar, literasi digital, dan pengelolaan keuangan pribadi. Hasilnya menunjukkan bahwa rata-rata nilai tes mencapai 78, yang tergolong baik, menandakan pemahaman peserta cukup memadai. Peran orang tua juga sangat penting dalam membentuk kebiasaan keuangan anak. Disarankan agar kegiatan serupa terus dilaksanakan secara berkelanjutan dan melibatkan orang tua secara aktif, sehingga generasi muda mampu mengelola keuangan secara mandiri dan bertanggung jawab, serta mampu memanfaatkan teknologi keuangan digital secara bijak demi kesejahteraan masa depan mereka.

Kata kunci: Literasi finansial, siswa SMA, generasi

ABSTRACT

Financial literacy improvement among secondary school students is essential to prepare them for future economic challenges. The community service activity at SMA Alhusna in Bogor was conducted over three sessions employing methods such as counseling, practice, question and answer sessions, and evaluation. The core materials included basic literacy, digital literacy, and personal financial management. The results showed that the average test score was 78, which is considered good, indicating that participants' understanding was adequate. The role of parents is also very important in shaping children's financial habits. It is recommended that similar activities be continued sustainably and actively involve parents, so that young generations can manage their finances independently and responsibly, as well as utilize digital financial technologies wisely for their future prosperity.

Keywords: Financial literacy, high school students, generation