The Implementation of Digital and Financial Literacy to Improve Students' Entrepreneurial Skill

Authors

  • Albertus Maria Setyastanto Universitas Indraprasta Pgri Jakarta
  • Ari Wahyu Leksono Universitas Indraprasta Pgri Jakarta
  • Mirna Herawati Universitas Indraprasta Pgri Jakarta
  • Zeinora Universitas Indraprasta Pgri Jakarta
  • Sigit Widiyarto Universitas Indraprasta Pgri Jakarta

Keywords:

Implemantation, financial literacy, digital literacy, Entrepreneurial skill

Abstract

The background of the problem lies in the low level of digital and financial literacy among students, which has the potential to hinder their business development in the digital era and competitive global economy. The method used is qualitative research through interviews, documentation, and literature review involving 10 students in South Jakarta, with thematic analysis and triangulation to ensure validity. The results show that digital literacy makes it easier for students to promote, conduct market research, manage business applications, and communicate effectively via digital platforms. Meanwhile, financial literacy is essential for planning, cash flow management, investments, and accessing digital financial services. The implications highlight the need to integrate digital and financial literacy education into higher education curricula so that students can manage their businesses professionally and innovatively. The suggestions from this study point towards developing technology-based training programs and raising students' awareness of the importance of literacy in sustainable entrepreneurship development. This research indicates that improving digital and financial literacy is a strategic step to enhance students' competencies and competitiveness in the future.

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Published

2025-03-23

How to Cite

Albertus Maria Setyastanto, Ari Wahyu Leksono, Mirna Herawati, Zeinora, & Sigit Widiyarto. (2025). The Implementation of Digital and Financial Literacy to Improve Students’ Entrepreneurial Skill. Multidisciplary Journal of Systemic and Innovative Research, 2(2), 42–47. Retrieved from https://journalwbl.com/index.php/mjsis/article/view/451