ERIWATY. The Role of Financial Literacy and Critical Thinking in Facing the Digital Era. Multidisciplary Journal of Systemic and Innovative Research, [S. l.], v. 2, n. 1, p. 15–20, 2025. Disponível em: https://journalwbl.com/index.php/mjsis/article/view/440. Acesso em: 24 jul. 2025.